/* ----- RESET & VARIABLES ----- */
    * { margin:0; padding:0; box-sizing:border-box; }
    :root {
      --navy: #0B1E3A;
      --royal-blue: #1A4B8C;
      --gold: #C9A84C;
      --gold-light: #E4D5A0;
      --gold-glow: rgba(201,168,76,0.3);
      --white: #FFFFFF;
      --soft-gray: #F5F7FA;
      --light-gray: #EAEDF2;
      --text-dark: #0B1E3A;
      --text-muted: #4A5A72;
      --emerald: #1E8B6C;
      --crimson: #B22234;
      --parchment: #FBF7EE;
      --parchment-line: #DCCFA6;
      --shadow-sm: 0 4px 20px rgba(11,30,58,0.06);
      --shadow-md: 0 12px 40px rgba(11,30,58,0.10);
      --shadow-lg: 0 24px 60px rgba(11,30,58,0.14);
      --radius: 12px;
      --radius-lg: 24px;
      --transition: 0.3s cubic-bezier(0.25, 0.46, 0.45, 0.94);
      --serif: 'Fraunces', 'Iowan Old Style', Georgia, serif;
    }
    html { scroll-behavior: smooth; }
    body {
      font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
      background: var(--white);
      color: var(--text-dark);
      line-height: 1.6;
      -webkit-font-smoothing: antialiased;
    }
    a { text-decoration: none; color: inherit; }
    img { max-width:100%; display:block; }
    ul { list-style:none; }
    .container { max-width:1280px; margin:0 auto; padding:0 32px; }
    section[id] { scroll-margin-top: 110px; }

    @media (prefers-reduced-motion: reduce) {
      html { scroll-behavior: auto; }
      * { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; }
    }

    /* ----- BUTTONS ----- */
    .btn {
      display: inline-flex; align-items: center; gap:10px;
      padding: 16px 36px;
      font-weight: 600; font-size: 0.95rem;
      border-radius: 60px; border: none;
      cursor: pointer; transition: var(--transition);
      letter-spacing: -0.01em;
      min-height: 56px;
      position: relative;
      overflow: hidden;
    }
    .btn-primary { background: var(--gold); color: var(--navy); box-shadow: 0 4px 16px var(--gold-glow); }
    .btn-primary:hover { background: #B8973A; transform: translateY(-3px); box-shadow: 0 8px 32px rgba(201,168,76,0.5); }
    .btn-outline { border: 1.5px solid rgba(255,255,255,0.5); color: var(--white); background: rgba(255,255,255,0.05); backdrop-filter: blur(4px); }
    .btn-outline:hover { background: rgba(255,255,255,0.15); border-color: var(--white); transform: translateY(-3px); }
    .btn-secondary { background: var(--navy); color: var(--white); }
    .btn-secondary:hover { background: #142B4A; transform: translateY(-3px); box-shadow: var(--shadow-md); }
    .btn-sm { padding: 10px 22px; min-height: 40px; font-size: 0.82rem; }
    .btn:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }

    /* ----- ANNOUNCEMENT BAR ----- */
    .announcement-bar { background: var(--navy); border-bottom: 1px solid rgba(255,255,255,0.06); color: rgba(255,255,255,0.75); font-size: 0.8rem; padding: 8px 0; text-align: center; letter-spacing: 0.02em; }
    .announcement-bar span { color: var(--gold); font-weight: 600; }

    /* ----- HEADER ----- */
    .site-header { position: sticky; top:0; z-index:100; background: rgba(11,30,58,0.92); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); border-bottom: 1px solid rgba(255,255,255,0.06); }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 12px 0; flex-wrap: wrap; }
    .logo-wrapper { display: flex; align-items: center; gap: 12px; }
    .logo-img { height: 46px; width: 46px; border-radius: 10px; object-fit: cover; flex-shrink: 0; }
    .logo-text-block { display: flex; flex-direction: column; line-height: 1.15; }
    .logo-text { font-weight: 700; font-size: 1.4rem; letter-spacing: -0.02em; color: var(--white); }
    .logo-text .logo-accent { color: var(--gold); margin-left: 4px; }
    .logo-text .logo-suffix { color: rgba(255,255,255,0.55); font-weight: 500; font-size: 0.72em; margin-left: 5px; letter-spacing: 0.01em; }
    .logo-tag { font-weight: 400; font-size: 0.68rem; color: rgba(255,255,255,0.5); letter-spacing: 0.03em; margin-top: 2px; }

    .nav-links { display: flex; align-items: center; gap: 28px; }
    .nav-item { position: relative; }
    .nav-item > .nav-link {
      display: flex; align-items: center; gap: 6px;
      color: rgba(255,255,255,0.75);
      font-weight: 500; font-size: 0.9rem;
      transition: var(--transition);
      position: relative;
      background: none; border: none; cursor: pointer;
      font-family: inherit;
      padding: 8px 0;
    }
    .nav-item > .nav-link::after {
      content: ''; position: absolute; bottom:-4px; left:0; width:0; height:2px;
      background: var(--gold); transition: var(--transition);
    }
    .nav-item > .nav-link:hover::after,
    .nav-item > .nav-link:focus-visible::after,
    .nav-item.open > .nav-link::after,
    .nav-item.current > .nav-link::after { width:100%; }
    .nav-item > .nav-link:hover { color: var(--white); }
    .nav-item.current > .nav-link { color: var(--white); }
    .nav-item > .nav-link:focus-visible { outline: 2px solid var(--gold); outline-offset: 4px; }
    .nav-item > .nav-link .caret { font-size: 0.62rem; opacity: 0.7; transition: transform 0.25s ease; }
    .nav-item:hover > .nav-link .caret,
    .nav-item.open > .nav-link .caret { transform: rotate(180deg); }

    .dropdown-panel {
      position: absolute; top: calc(100% + 14px); left: 50%;
      transform: translateX(-50%) translateY(6px);
      background: var(--white);
      border-radius: var(--radius);
      box-shadow: var(--shadow-lg);
      border: 1px solid var(--light-gray);
      min-width: 220px;
      padding: 10px;
      opacity: 0; visibility: hidden;
      transition: opacity 0.22s ease, transform 0.22s ease, visibility 0.22s;
      z-index: 150;
    }
    .nav-item:hover > .dropdown-panel,
    .nav-item:focus-within > .dropdown-panel,
    .nav-item.open > .dropdown-panel {
      opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0);
    }
    .dropdown-panel a {
      display: flex; align-items: center; gap: 10px;
      padding: 10px 14px; border-radius: 8px;
      color: var(--text-dark); font-size: 0.88rem; font-weight: 500;
      transition: var(--transition);
    }
    .dropdown-panel a i { color: var(--gold); width: 16px; font-size: 0.85rem; }
    .dropdown-panel a:hover { background: var(--soft-gray); color: var(--navy); padding-left: 18px; }

    .mega-panel {
      position: absolute; top: calc(100% + 14px); left: 50%;
      transform: translateX(-50%) translateY(6px);
      background: var(--white);
      border-radius: var(--radius-lg);
      box-shadow: var(--shadow-lg);
      border: 1px solid var(--light-gray);
      width: 920px; max-width: 92vw;
      padding: 36px 40px;
      display: grid; grid-template-columns: repeat(5, 1fr); gap: 32px;
      opacity: 0; visibility: hidden;
      transition: opacity 0.22s ease, transform 0.22s ease, visibility 0.22s;
      z-index: 150;
    }
    .mega-panel.cols-4 { grid-template-columns: repeat(4, 1fr); width: 800px; }
    .nav-item:hover > .mega-panel,
    .nav-item:focus-within > .mega-panel,
    .nav-item.open > .mega-panel {
      opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0);
    }
    .mega-col h5 {
      color: var(--navy); font-size: 0.72rem; font-weight: 700;
      text-transform: uppercase; letter-spacing: 0.05em;
      padding-bottom: 10px; margin-bottom: 10px;
      border-bottom: 2px solid var(--gold);
    }
    .mega-col ul { display: flex; flex-direction: column; gap: 2px; }
    .mega-col a {
      display: block; padding: 7px 4px; border-radius: 6px;
      color: var(--text-muted); font-size: 0.86rem; font-weight: 500;
      transition: var(--transition);
    }
    .mega-col a:hover { color: var(--gold); background: var(--soft-gray); padding-left: 10px; }

    .nav-actions { display: flex; align-items: center; gap: 16px; }
    .btn-legal { display:inline-flex; align-items:center; gap:8px; color: rgba(255,255,255,0.8); font-weight:500; font-size:0.9rem; background:transparent; border:none; cursor:pointer; transition: var(--transition); text-decoration:none; }
    .btn-legal:hover { color: var(--white); }
    .btn-legal i { color: var(--gold); font-size:0.85rem; }
    .btn-consult { background: var(--gold); color: var(--navy); padding: 10px 28px; border-radius:60px; font-weight:600; font-size:0.85rem; border:none; transition: var(--transition); cursor:pointer; }
    .btn-consult:hover { background: #B8973A; transform: translateY(-2px); }
    .mobile-toggle { display: none; color: var(--white); font-size:1.5rem; background:transparent; border:none; cursor:pointer; }

    /* ----- SECTION COMMON ----- */
    .section { padding: 80px 0; }
    .section-title { font-size: 2.6rem; font-weight:700; letter-spacing:-0.02em; margin-bottom:12px; }
    .section-sub { color: var(--text-muted); font-size:1.1rem; max-width:640px; }
    .section-header { display:flex; flex-direction:column; gap:4px; margin-bottom:48px; }
    .section-header.centered { align-items:center; text-align:center; margin-left:auto; margin-right:auto; }
    .section-header.centered .section-sub { margin-left:auto; margin-right:auto; }
    .gold-line { width:60px; height:3px; background:var(--gold); border-radius:4px; margin-top:6px; }
    .eyebrow {
      display:inline-flex; align-items:center; gap:8px;
      color: var(--gold); font-weight:700; font-size:0.75rem;
      text-transform:uppercase; letter-spacing:0.12em; margin-bottom:14px;
    }
    .eyebrow::before { content:''; width:24px; height:2px; background:var(--gold); display:inline-block; }

    /* ----- REVEAL ANIMATION ----- */
    .reveal { opacity:0; transform:translateY(24px); transition: opacity 0.7s ease, transform 0.7s ease; }
    .reveal.visible { opacity:1; transform:translateY(0); }

    /* ===================================================================
       SERVICES PAGE — SIGNATURE ELEMENTS
       =================================================================== */

    /* ----- SERVICES HERO ----- */
    .services-hero {
      background: linear-gradient(150deg, var(--navy) 0%, #132A4A 60%, #16305A 100%);
      padding: 76px 0 100px;
      position: relative; overflow: hidden;
    }
    .services-hero::before {
      content: ''; position: absolute; inset:0;
      background: radial-gradient(circle at 14% 18%, rgba(201,168,76,0.10) 0%, transparent 55%),
                  radial-gradient(circle at 86% 84%, rgba(201,168,76,0.06) 0%, transparent 50%);
      pointer-events: none;
    }
    .services-hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 60px; align-items: center; }
    .services-hero-content h1 { font-size: 3.3rem; font-weight: 700; letter-spacing: -0.03em; line-height: 1.12; color: var(--white); }
    .services-hero-content h1 .gold { color: var(--gold); }
    .services-hero-sub { font-size: 1.12rem; color: rgba(255,255,255,0.7); margin: 20px 0 32px; max-width: 500px; line-height: 1.8; }
    .services-hero-actions { display: flex; flex-wrap: wrap; gap: 16px; }

    /* Fee Schedule ledger — the page's signature element */
    .ledger-wrap { display: flex; justify-content: center; }
    .ledger {
      background: var(--parchment);
      border: 1px solid var(--parchment-line);
      border-radius: 10px;
      width: 100%; max-width: 480px;
      box-shadow: var(--shadow-lg);
      color: var(--navy);
      overflow: hidden;
      transform: rotate(-1.2deg);
    }
    .ledger-head { background: var(--navy); color: var(--white); padding: 22px 30px; display:flex; align-items:center; justify-content:space-between; }
    .ledger-head .lh-title { font-family: var(--serif); font-size: 1.1rem; font-weight: 600; }
    .ledger-head .lh-sub { font-size: 0.66rem; color: var(--gold-light); letter-spacing: 0.06em; text-transform: uppercase; margin-top:2px; }
    .ledger-body { padding: 26px 30px 22px; }
    .ledger-row {
      display:flex; justify-content:space-between; align-items:baseline; gap:12px;
      padding: 12px 0; border-bottom: 1px dotted rgba(11,30,58,0.18);
    }
    .ledger-row:last-of-type { border-bottom: none; }
    .ledger-row .lr-name { font-size:0.86rem; font-weight:600; }
    .ledger-row .lr-name span { display:block; font-size:0.7rem; color:var(--text-muted); font-weight:400; margin-top:2px; }
    .ledger-row .lr-price { font-weight:700; font-size:0.92rem; white-space:nowrap; }
    .ledger-row .lr-price .from { font-size:0.62rem; color:var(--text-muted); font-weight:500; display:block; text-align:right; }
    .ledger-footer {
      display:flex; align-items:center; gap:10px; margin-top:18px; padding-top:16px;
      border-top: 1px dashed rgba(201,168,76,0.5); font-size:0.76rem; color:var(--text-muted);
    }
    .ledger-footer i { color: var(--emerald); }

    /* ----- STATS STRIP ----- */
    .svc-stats-strip { background: var(--soft-gray); padding: 40px 0; border-top:1px solid rgba(11,30,58,0.04); border-bottom:1px solid rgba(11,30,58,0.04); }
    .svc-stats-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:24px; text-align:center; }
    .svc-stat h3 { font-size:2.1rem; font-weight:800; color:var(--navy); letter-spacing:-0.02em; }
    .svc-stat h3 .gold { color: var(--gold); }
    .svc-stat p { color:var(--text-muted); font-size:0.8rem; font-weight:600; text-transform:uppercase; letter-spacing:0.04em; margin-top:4px; }

    /* ----- QUICK JUMP PILLS ----- */
    .quickjump {
      position: sticky; top: 82px; z-index: 40;
      background: rgba(255,255,255,0.94); backdrop-filter: blur(10px);
      border-bottom: 1px solid var(--light-gray);
      padding: 16px 0;
    }
    .quickjump-list { display: flex; gap: 10px; flex-wrap: wrap; justify-content: center; }
    .quickjump-list a {
      display: inline-flex; align-items:center; gap:8px;
      padding: 9px 18px; border-radius: 60px; border: 1px solid var(--light-gray);
      font-size: 0.82rem; font-weight: 600; color: var(--text-muted); transition: var(--transition);
      white-space: nowrap;
    }
    .quickjump-list a i { color: var(--gold); font-size: 0.8rem; }
    .quickjump-list a:hover, .quickjump-list a.active {
      background: var(--navy); color: var(--white); border-color: var(--navy);
    }
    .quickjump-list a:hover i, .quickjump-list a.active i { color: var(--gold); }

    /* ----- SERVICE CATEGORY BLOCKS ----- */
    .category-head {
      display:flex; align-items:center; gap:20px; margin-bottom:40px; flex-wrap:wrap;
    }
    .category-head .cat-icon {
      width:64px; height:64px; border-radius:16px; background:var(--navy); color:var(--gold);
      display:flex; align-items:center; justify-content:center; font-size:1.6rem; flex-shrink:0;
    }
    .category-head .cat-num { font-family: var(--serif); font-size:0.78rem; color:var(--gold); font-weight:600; letter-spacing:0.06em; margin-bottom:4px; }
    .category-head h2 { font-size:2rem; font-weight:700; letter-spacing:-0.02em; }
    .category-head p { color:var(--text-muted); font-size:0.98rem; margin-top:6px; max-width:600px; }

    .svc-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
    .svc-grid.cols-2 { grid-template-columns:repeat(2,1fr); }
    .svc-card {
      background: var(--white); border:1px solid var(--light-gray); border-radius:var(--radius);
      padding:26px 24px; transition: var(--transition); box-shadow: var(--shadow-sm); position:relative;
    }
    .svc-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: var(--gold-light); }
    .svc-card .svc-icon { width:46px; height:46px; border-radius:12px; background:var(--soft-gray); color:var(--gold); display:flex; align-items:center; justify-content:center; font-size:1.1rem; margin-bottom:16px; }
    .svc-card h4 { font-size:1rem; font-weight:700; margin-bottom:8px; line-height:1.35; }
    .svc-card p { color:var(--text-muted); font-size:0.86rem; line-height:1.6; margin-bottom:14px; }
    .svc-card .svc-meta { display:flex; align-items:center; justify-content:space-between; gap:8px; }
    .svc-card .svc-price { font-size:0.78rem; font-weight:700; color:var(--navy); }
    .svc-card .svc-price span { display:block; font-size:0.65rem; color:var(--text-muted); font-weight:500; }
    .svc-card .svc-link { color: var(--gold); font-weight:700; font-size:0.8rem; }
    .svc-card .svc-link i { margin-left:4px; transition: transform 0.2s; }
    .svc-card:hover .svc-link i { transform: translateX(3px); }

    /* ----- PACKAGES / PRICING TIERS ----- */
    .packages-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; align-items:stretch; }
    .package-card {
      background: var(--white); border:1px solid var(--light-gray); border-radius:var(--radius-lg);
      padding:36px 30px; display:flex; flex-direction:column; transition: var(--transition); position:relative;
    }
    .package-card:hover { box-shadow: var(--shadow-md); transform: translateY(-6px); }
    .package-card.featured {
      background: var(--navy); color:var(--white); border-color: var(--navy);
      box-shadow: var(--shadow-lg); transform: scale(1.03);
    }
    .package-card.featured:hover { transform: scale(1.03) translateY(-6px); }
    .package-badge {
      position:absolute; top:-14px; left:50%; transform:translateX(-50%);
      background: var(--gold); color:var(--navy); font-size:0.68rem; font-weight:700;
      text-transform:uppercase; letter-spacing:0.05em; padding:6px 18px; border-radius:60px;
      box-shadow: var(--shadow-sm);
    }
    .package-card h4 { font-size:1.3rem; font-weight:700; margin-bottom:6px; }
    .package-card .pkg-tagline { font-size:0.85rem; color:var(--text-muted); margin-bottom:20px; }
    .package-card.featured .pkg-tagline { color: rgba(255,255,255,0.6); }
    .package-card .pkg-price { font-family: var(--serif); font-size:2.1rem; font-weight:600; margin-bottom:4px; }
    .package-card .pkg-price span { font-size:0.9rem; font-weight:400; color:var(--text-muted); }
    .package-card.featured .pkg-price span { color: rgba(255,255,255,0.6); }
    .package-card .pkg-features { display:flex; flex-direction:column; gap:12px; margin:24px 0 28px; flex:1; }
    .package-card .pkg-features li { display:flex; align-items:flex-start; gap:10px; font-size:0.87rem; }
    .package-card .pkg-features li i { color: var(--gold); margin-top:3px; }
    .package-card .pkg-features li.muted { opacity:0.45; }
    .package-card .pkg-features li.muted i { color: var(--text-muted); }

    /* ----- PROCESS ----- */
    .process-steps { display: flex; gap:24px; justify-content:space-between; }
    .process-step { flex:1; background:var(--soft-gray); border-radius:var(--radius); padding:32px 24px; text-align:center; position:relative; }
    .process-step .num { font-size:2.6rem; font-weight:800; color:var(--gold); opacity:0.3; margin-bottom:6px; }
    .process-step h4 { font-weight:600; font-size:1.1rem; }
    .process-step p { color:var(--text-muted); font-size:0.9rem; }

    /* ----- MINI FAQ ----- */
    .faq-list { max-width:800px; margin:0 auto; }
    .faq-item { border-bottom:1px solid var(--light-gray); padding:20px 0; }
    .faq-question {
      display:flex; justify-content:space-between; align-items:center;
      font-weight:600; font-size:1rem;
      background:transparent; border:none; width:100%;
      text-align:left; cursor:pointer; color:var(--navy);
      padding:8px 0;
    }
    .faq-question i { color:var(--gold); transition: transform 0.3s; }
    .faq-item.active .faq-question i { transform:rotate(180deg); }
    .faq-answer { padding-top:12px; color:var(--text-muted); display:none; }
    .faq-item.active .faq-answer { display:block; }

    /* ----- CTA CONSULTATION ----- */
    .cta-consult {
      background: linear-gradient(135deg, var(--gold) 0%, #B8973A 100%);
      border-radius: var(--radius-lg);
      padding: 56px 48px;
      display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap;
      color: var(--navy);
    }
    .cta-consult h3 { font-size:2rem; font-weight:700; }
    .cta-consult p { opacity:0.8; max-width:400px; }
    .cta-consult .btn { background: var(--navy); color: var(--white); }
    .cta-consult .btn:hover { background: #142B4A; }

    /* ----- FOOTER ----- */
    .site-footer { background: var(--navy); color: rgba(255,255,255,0.7); padding: 60px 0 32px; margin-top:20px; }
    .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap:40px; margin-bottom:40px; }
    .footer-brand p { max-width:280px; margin-top:10px; font-size:0.9rem; }
    .footer-col h5 { color:var(--white); font-weight:600; margin-bottom:16px; }
    .footer-col a { display:block; font-size:0.9rem; margin-bottom:8px; transition: var(--transition); }
    .footer-col a:hover { color:var(--gold); }
    .footer-contact { font-size:0.9rem; line-height:1.8; }
    .footer-contact i { width:20px; color:var(--gold); }
    .footer-bottom { border-top:1px solid rgba(255,255,255,0.06); padding-top:24px; display:flex; justify-content:space-between; flex-wrap:wrap; font-size:0.85rem; }
    .social-links { display:flex; gap:16px; }
    .social-links a { color:rgba(255,255,255,0.5); transition: var(--transition); }
    .social-links a:hover { color:var(--gold); }

    /* ----- FLOATING WHATSAPP / BACK TO TOP ----- */
    .whatsapp-float {
      position: fixed; right: 24px; bottom: 24px; width: 58px; height: 58px;
      background: #25D366; color: var(--white); border-radius: 50%;
      display: flex; align-items: center; justify-content: center; font-size: 1.7rem;
      box-shadow: 0 8px 24px rgba(37,211,102,0.45); z-index: 200; transition: var(--transition);
    }
    .whatsapp-float:hover { transform: translateY(-4px) scale(1.05); box-shadow: 0 12px 32px rgba(37,211,102,0.55); }
    .back-to-top {
      position: fixed; right: 24px; bottom: 92px; width: 48px; height: 48px;
      background: var(--navy); color: var(--gold); border: 1px solid rgba(201,168,76,0.3);
      border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 1.1rem;
      cursor: pointer; box-shadow: var(--shadow-md); z-index: 200;
      opacity: 0; visibility: hidden; transform: translateY(12px);
      transition: opacity 0.3s ease, transform 0.3s ease, visibility 0.3s;
    }
    .back-to-top.visible { opacity: 1; visibility: visible; transform: translateY(0); }
    .back-to-top:hover { background: #142B4A; color: var(--gold-light); transform: translateY(-4px); }

    /* ----- RESPONSIVE ----- */
    @media (max-width:1024px) {
      .services-hero-grid { grid-template-columns:1fr; text-align:center; }
      .services-hero-content h1 { font-size:2.6rem; }
      .services-hero-sub { margin-left:auto; margin-right:auto; }
      .services-hero-actions { justify-content:center; }
      .ledger-wrap { margin-top:36px; }
      .svc-stats-grid { grid-template-columns:repeat(2,1fr); gap:32px; }
      .svc-grid { grid-template-columns:repeat(2,1fr); }
      .svc-grid.cols-2 { grid-template-columns:1fr; }
      .packages-grid { grid-template-columns:1fr; max-width:420px; margin:0 auto; }
      .package-card.featured { transform:none; }
      .package-card.featured:hover { transform: translateY(-6px); }
      .process-steps { flex-direction:column; }
      .mega-panel { width: 90vw; grid-template-columns: repeat(3,1fr); }
      .mega-panel.cols-4 { width: 90vw; grid-template-columns: repeat(2,1fr); }
      .quickjump { top: 0; }
    }
    @media (max-width:768px) {
      .container { padding:0 20px; }
      .nav-links, .nav-actions { display:none; }
      .mobile-toggle { display:block; }
      .services-hero { padding:48px 0 64px; }
      .services-hero-content h1 { font-size:2rem; }
      .section { padding:48px 0; }
      .svc-grid { grid-template-columns:1fr; }
      .category-head { gap:14px; }
      .category-head .cat-icon { width:52px; height:52px; font-size:1.3rem; }
      .category-head h2 { font-size:1.5rem; }
      .cta-consult { flex-direction:column; gap:24px; text-align:center; }
      .footer-grid { grid-template-columns:1fr; }
      .quickjump-list { justify-content:flex-start; overflow-x:auto; flex-wrap:nowrap; padding-bottom:4px; }
    }
    @media (max-width:480px) {
      .btn { padding:12px 24px; font-size:0.85rem; min-height:48px; }
      .ledger-head { padding:18px 22px; }
      .ledger-body { padding:20px 22px 18px; }
      .whatsapp-float { width:52px; height:52px; font-size:1.5rem; right:16px; bottom:16px; }
      .back-to-top { width:42px; height:42px; font-size:1rem; right:16px; bottom:78px; }
    }
  

/* ===== MOBILE NAV DRAWER (working, replaces alert() placeholder) ===== */
.mobile-nav-overlay { position: fixed; inset:0; background: rgba(11,30,58,0.6); z-index:299; opacity:0; visibility:hidden; transition: opacity 0.3s; }
.mobile-nav-overlay.open { opacity:1; visibility:visible; }
.mobile-nav {
  position: fixed; top:0; right:0; height:100%; width:min(340px, 86vw);
  background: var(--navy); z-index:300;
  transform: translateX(100%); transition: transform 0.35s cubic-bezier(0.25,0.46,0.45,0.94);
  display:flex; flex-direction:column;
  box-shadow: -12px 0 40px rgba(0,0,0,0.3);
}
.mobile-nav.open { transform: translateX(0); }
.mobile-nav-top { display:flex; justify-content:space-between; align-items:center; padding: 20px 22px; border-bottom:1px solid rgba(255,255,255,0.08); }
.mobile-nav-title { color: var(--white); font-weight:700; font-size:1.1rem; }
.mobile-nav-close { background:transparent; border:none; color:var(--white); font-size:1.3rem; cursor:pointer; width:38px; height:38px; }
.mobile-nav-body { flex:1; overflow-y:auto; padding: 12px 22px 20px; }
.mobile-nav-link { display:block; color: rgba(255,255,255,0.88); font-weight:600; font-size:1.02rem; padding:14px 2px; border-bottom:1px solid rgba(255,255,255,0.07); }
.mobile-accordion-toggle {
  display:flex; justify-content:space-between; align-items:center; width:100%;
  background:transparent; border:none; color: rgba(255,255,255,0.88);
  font-weight:600; font-size:1.02rem; padding:14px 2px; border-bottom:1px solid rgba(255,255,255,0.07);
  font-family:inherit; cursor:pointer;
}
.mobile-accordion-toggle i { color: var(--gold); font-size:0.8rem; transition: transform 0.25s; }
.mobile-accordion-toggle[aria-expanded="true"] i { transform: rotate(180deg); }
.mobile-accordion-panel { display:none; padding: 6px 4px 14px 12px; }
.mobile-accordion-panel.open { display:block; }
.mobile-accordion-panel h6 { color: var(--gold); font-size:0.68rem; text-transform:uppercase; letter-spacing:0.05em; margin:12px 0 6px; }
.mobile-accordion-panel a { display:block; color: rgba(255,255,255,0.68); font-size:0.9rem; padding:6px 0; }
.mobile-accordion-panel a.view-all { color: var(--gold); font-weight:700; margin-top:10px; }
.mobile-nav-actions { padding: 18px 22px 24px; border-top:1px solid rgba(255,255,255,0.08); }
body.nav-locked { overflow:hidden; }

/* ===== ACCESSIBILITY ===== */
.skip-link { position: absolute; left:-999px; top:auto; background: var(--gold); color: var(--navy); font-weight:700; padding:14px 24px; border-radius:0 0 10px 0; z-index:1000; }
.skip-link:focus { left:0; top:0; }

/* ===== TOAST ===== */
.toast-region {
  position: fixed; left:50%; bottom:24px; transform:translateX(-50%) translateY(20px);
  background: var(--navy); color:var(--white); padding:16px 24px; border-radius:12px;
  box-shadow:var(--shadow-lg); font-size:0.9rem; font-weight:500; max-width:90vw; text-align:center;
  z-index:500; opacity:0; visibility:hidden; transition: opacity 0.3s, transform 0.3s;
  border:1px solid rgba(201,168,76,0.3);
}
.toast-region.show { opacity:1; visibility:visible; transform:translateX(-50%) translateY(0); }

/* ===== BREADCRUMB ===== */
.breadcrumb-bar { background: var(--soft-gray); padding: 14px 0; border-bottom:1px solid var(--light-gray); }
.breadcrumb-nav { display:flex; flex-wrap:wrap; align-items:center; gap:8px; font-size:0.83rem; color: var(--text-muted); }
.breadcrumb-nav a { color: var(--text-muted); font-weight:500; }
.breadcrumb-nav a:hover { color: var(--royal-blue); }
.breadcrumb-nav span[aria-current] { color: var(--navy); font-weight:600; }
.breadcrumb-nav i { font-size:0.62rem; opacity:0.5; }

/* ===== SINGLE-SERVICE HERO (adapts .services-hero for one service) ===== */
.svc-hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 60px; align-items: center; }
.svc-hero-trust { display:flex; gap:24px; flex-wrap:wrap; padding-top:24px; margin-top:8px; border-top:1px solid rgba(255,255,255,0.08); }
.svc-hero-trust .trust-mini { display:flex; align-items:center; gap:9px; color:rgba(255,255,255,0.68); font-size:0.83rem; font-weight:500; }
.svc-hero-trust i { color: var(--gold); }
.mini-ledger {
  background: var(--parchment); border: 1px solid var(--parchment-line); border-radius: 10px;
  width:100%; max-width:420px; box-shadow: var(--shadow-lg); color: var(--navy); overflow:hidden;
  transform: rotate(-1deg);
}
.mini-ledger .ledger-head { background: var(--navy); color: var(--white); padding: 20px 26px; display:flex; align-items:center; justify-content:space-between; }
.mini-ledger .lh-title { font-family: var(--serif); font-size:1.05rem; font-weight:600; }
.mini-ledger .lh-sub { font-size:0.64rem; color:var(--gold-light); letter-spacing:0.06em; text-transform:uppercase; margin-top:2px; }
.mini-ledger .ledger-body { padding: 24px 26px 6px; }
.mini-ledger .ml-price { font-family: var(--serif); font-size:2.4rem; font-weight:600; }
.mini-ledger .ml-price .from { font-size:0.85rem; font-weight:400; color:var(--text-muted); }
.mini-ledger .ml-timeline { font-size:0.8rem; color: var(--text-muted); margin-top:6px; }
.mini-ledger .ledger-footer { display:flex; align-items:flex-start; gap:10px; margin:18px 0 0; padding:16px 26px; border-top:1px dashed rgba(201,168,76,0.5); font-size:0.78rem; color:var(--text-muted); }
.mini-ledger .ledger-footer i { color: var(--emerald); margin-top:2px; }

/* ===== QUICK OVERVIEW ===== */
.overview-grid { display:grid; grid-template-columns: repeat(4, 1fr); gap:20px; }
.overview-card { background: var(--soft-gray); border-radius: var(--radius); padding:24px; border-left:3px solid var(--gold); }
.overview-card .label { font-family: var(--serif); font-size:0.78rem; font-weight:600; color:var(--gold); margin-bottom:8px; letter-spacing:0.02em; }
.overview-card p { color: var(--text-dark); font-size:0.92rem; line-height:1.55; }

/* ===== REQUIREMENTS CHECKLIST ===== */
.requirements-panel { background: var(--white); border:1px solid var(--light-gray); border-radius: var(--radius-lg); padding:36px; box-shadow: var(--shadow-sm); }
.requirements-list { display:grid; grid-template-columns: 1fr 1fr; gap:14px 28px; margin-top:8px; }
.requirements-list li { display:flex; gap:12px; align-items:flex-start; color: var(--text-dark); font-size:0.95rem; }
.requirements-list i { color: var(--emerald); margin-top:3px; }
.checklist-note { display:flex; align-items:center; gap:12px; margin-top:24px; padding:16px 20px; background:var(--soft-gray); border-radius:10px; font-size:0.85rem; color:var(--text-muted); }
.checklist-note i { color: var(--gold); font-size:1.1rem; }

/* ===== PROCESSING TIME BANNER ===== */
.processing-time-banner { display:flex; gap:16px; align-items:flex-start; background: var(--soft-gray); border-radius: var(--radius); padding:20px 24px; margin-bottom:32px; border-left:3px solid var(--royal-blue); }
.processing-time-banner i { color: var(--royal-blue); font-size:1.3rem; margin-top:2px; }
.processing-time-banner p { color: var(--text-muted); font-size:0.9rem; line-height:1.6; }
.processing-time-banner strong { color: var(--navy); }

/* ===== RESOURCES CHIPS ===== */
.resources-grid { display:grid; grid-template-columns: repeat(4,1fr); gap:16px; }
.resource-chip { background: var(--white); border:1px solid var(--light-gray); border-radius: var(--radius); padding:18px; display:flex; align-items:center; gap:12px; transition: var(--transition); width:100%; text-align:left; font-family:inherit; cursor:pointer; }
.resource-chip:hover { border-color: var(--gold-light); transform: translateY(-3px); box-shadow: var(--shadow-sm); }
.resource-chip i { color: var(--gold); font-size:1.2rem; }
.resource-chip span { font-size:0.85rem; font-weight:600; color: var(--navy); }

/* ===== TESTIMONIAL PLACEHOLDER ===== */
.testimonial-grid { display: grid; grid-template-columns: repeat(3,1fr); gap:24px; }
.testimonial-card { background: var(--soft-gray); padding:32px 28px; border-radius:var(--radius); border-left:4px solid var(--gold); }
.testimonial-card .stars { color: var(--gold); font-size:0.9rem; margin-bottom:8px; }
.testimonial-card p { font-size:1rem; line-height:1.6; color:var(--text-dark); }
.testimonial-card .author { display:flex; align-items:center; gap:12px; margin-top:16px; }
.testimonial-card .avatar { width:44px; height:44px; border-radius:50%; background: var(--gold-light); display:flex; align-items:center; justify-content:center; font-weight:700; color:var(--navy); }
.testimonial-card .author-info { font-weight:600; color:var(--navy); }
.testimonial-card .title { font-size:0.8rem; color:var(--text-muted); font-weight:400; }
.testimonial-note { text-align:center; color: var(--text-muted); font-size:0.85rem; margin-top:16px; }

@media (max-width:1024px) {
  .svc-hero-grid { grid-template-columns:1fr; text-align:center; }
  .mini-ledger { margin: 32px auto 0; }
  .overview-grid { grid-template-columns: 1fr 1fr; }
  .resources-grid { grid-template-columns: 1fr 1fr; }
  .testimonial-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width:768px) {
  .overview-grid { grid-template-columns: 1fr; }
  .requirements-list { grid-template-columns: 1fr; }
  .resources-grid { grid-template-columns: 1fr; }
  .testimonial-grid { grid-template-columns: 1fr; }
  .svc-hero-trust { gap:14px; }
}